I still remember those days in early 90's how I used to operate my
bank account. I had to take pass-book for sure with every visit. After my bank
transaction either the teller or the concerned staff member used to enter the
particulars in the pass-book. Even for balance enquiry or cheque-book request,
I had to visit the bank and stand in queue for my turn.
After two decades, the scenario is pretty much different, modern and
efficient. I hardly visit my bank now. I mostly use ATM for withdrawal of
money. I sometimes issue a cheque for the concerned person to en-cash.
Otherwise, I transfer money from my account to another person's account with a
few clicks. I check my balance amount online through Internet banking aka
anywhere-anytime banking. Thanks to information technology, I hardly visit the
bank these days ! There is no scheduled commercial bank in India which does not
offer Internet based banking now.
Isn't it a super-saver of time and money for one and all? But what
am I doing with those extra hours in my life now ? :-)